Beginners look for an easy way to start, while experienced affiliates are always hunting for fresh GEOs where they can scale. Uzbekistan checks both boxes: the country is growing fast, the population is young and digital-savvy, and demand for financial products is rising.
Why this GEO is worth a look:
Population: 36M+ people, most of them working age.
Internet use: 70%+ online penetration, with smartphones as the main screen.
Urbanization: booming cities, especially Tashkent and Samarkand.
Economy: GDP keeps growing every year, along with disposable income.
Finance: loans and microcredits are becoming the norm, and demand for credit cards is climbing fast.
For affiliates, this means fintech offers convert really well — and right now is the perfect time to test this GEO.
UnaMoliya UZ — CPS (ID 7055)
Picture this: a self-employed guy in Tashkent needs to buy equipment or stock up on goods. He goes to UnaMoliya’s site, fills out an online form, and within minutes the money lands on his card. No collateral, no guarantors, no long waits.
He can borrow from 3.5M to 65M UZS for up to 18 months. And here’s the kicker: new clients get their first loan at just 0.01% annual interest. That’s a killer hook for creatives — it grabs attention and boosts CTR.
Target audience: Uzbek residents aged 18–60, with MyID and official entrepreneur/self-employed status. Yes, it’s a narrower segment, but the approval rate is strong if you target correctly.
Model: CPS. You get paid for issued loans — EPC looks solid when you filter the traffic right.
AVO Bank UZ — CPL (iOS: 6826, Android: 6808)
AVO Platinum is a credit card you can apply for straight from your phone. The process is simple: sign up in the AVO RemoteBanking Services app and get a card with a limit of up to 50M UZS.
What sells:
0% interest for 45 days (clear and attractive to users),
a few minutes to sign up online,
free virtual card, issued instantly,
optional plastic card (first months free, then a small monthly fee).
Target audience: broader — 21–60 years old, sweet spot 30–40. Only a passport or ID is required.
Model: CPL. Affiliates get paid for app registrations. It’s quick — no waiting for loan approval like CPS. Great for anyone who likes fast cashflow.
Where to test & what to try
TikTok / Facebook – short videos like “Card in 5 minutes” or “Loan with no collateral.”
Pre-landers with stories – “How I got 20M UZS and opened my shop” or “Applied online, bought a phone right away.”
Push / Pop – fast funnels for AVO (“Get your card now”).
Google Search – hot queries like “online loan Uzbekistan” or “credit card Uzbekistan.”
SEO – articles/landing pages for “how to get a loan online” or “best credit cards in Uzbekistan.”
In-App ads – placements in local news/entertainment apps where users spend tons of time.
Final thoughts
Uzbekistan is a market on the rise: young population, high internet use, growing appetite for financial products. It’s the right moment to test this GEO and claim your spot.
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